WAM!  Wage Advance in Mintues Logo
Easy as 1 2 3!
Your Details

Enter your details as accurately as possible as you stand a better chance of being accepted with perfect data.

Your Address Details

Simply enter your postcode then use our quick 'Find Address' application to complete your address.

Your Employment Details

We don't inform your employer - it's private and confidential. We just check to make sure you are able to settle the loan comfortably on the date agreed.

Your Bank Details

Please enter the details of the account you want the funds sent to.



WAM!  Wage Advance in Mintues Logo

Quick application, cash in your account today!

Need cash today? At WAM! we can offer you a wage advance in minutes from £100 up to £1000 until your next payday. By submitting your details through the simple, secure online form below, we can instantly deliver the quick cash injection you are looking for.


WAM! Wage Advance in Minutes!

Welcome to WAM!

Our Payday Loans are always between £100 - £1000 and are usually taken over a period of less than 31 days.

Apply before 3pm Monday - Friday and we'll do our best to get the cleared cash funds in your account the sameday!

Payday Loan in an Instant! At Wam we offer easy and Payday Loans. There's no paperwork - The application is completely online and we accept a greater percentage of applicants than any Payday Lender.

We cover your short term cash flow issues, helping you avoid bank or credit card charges, pay unexpected bills or even treat yourself when you know payday is just around the corner.


WAM! Wage Advance in Minutes!

Do I Qualify?

You can borrow from £100 up to £1000 until your next payday if you:

  • Have a UK bank account that accepts direct debit
  • Are at least 18 years old
  • Are employed and receive a regular paycheque or salary
  • Live in UK

WAM! Wage Advance in Minutes!

How it Works

1. Complete our short online application form.

2. Within a few moments we will let you know if you have been approved. Sometimes we are unable to confirm details submitted to us. If this happens to you we ask you to forward us some simple documentation to enable us to approve your loan.

3. Sign your loan agreement electronically simply via the internet.

4. If you apply before 3pm Monday to Friday we will deposit into your account the same day. Apply after 3pm and we will deposit your funds on the next working day. If you need funds in your account on a Monday then simply apply over the weekend and we will take care of the rest.

Remember though, all Payday Loans are repayable in full upon your next stated payday.


WAM! Wage Advance in Minutes!

The Charges

Payday loan APR can seem a little high at first glance. It illustrates the annual percentage rate across 12 months whereas the loan is designed to be taken across a single month period. Rather than incurring overdraft penalties, unpaid bill or credit card charges a payday loan in most cases works out the better financial option.

Representative APR 1737% (variable)

Representative Loan Example

• Borrow £180 for 28 days.
• Total amount payable – £225.
• Interest rate p.a. 1737% (default).
• Interest payable – £45


WAM! Wage Advance in Minutes!

Customer Services & Contact Information

WAM is the UK's leading solution provider for Payday Loans . We utilize the largest panel of lenders to offer you fast and hassle free Payday Loans. Remember, Payday Loans can help you solve temporary cash flow problems in your bank account as well as avoid costly overdraft and bounced-cheque fees. The loans can be used for any reason you may have. Applicants must be UK residents and over 18 years old & employed.

Our infrastructure is supported by all of the longest established Payday Loans companies in the UK as well as the newer companies. We have strong relationships with all lenders and consider them partners.

Our website is up 24 hours a day 7 days a week! Many of our lenders operate 7 days a week and can deposit funds in your account even at the weekend.



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